If you need money for your real estate investment, down payment, cash to buy equipment, working capital, etc… This program is perfect for you!

Our Fast Cash Loan Program is a TERRIFIC way to get cash into your hands quickly, with no collateral! We fund in all 50 states – typically in a couple weeks, once we have all necessary documents. We can usually get an approval in a business day or two at most.

 These are term loans, with monthly payments. These are NOT MCA (Merchant Cash Advance) financial instruments masquerading as loans. These are not factoring of receivables from small businesses. These are not loans collateralized by ANY equipment, supplies, inventory or anything. ALL OF THOSE LOAN TYPES are suspicious, usurious and extremely predatory, although often legal.

This is NOT “credit card stacking” where we help borrowers obtain high limit credit cards, liquidate the cash advance value and then pay that back when a “deal” hopefully closes that they did with the money.

These are SIGNATURE PERSONAL LOANS. They are approved based on credit, capacity and character, information derived from the borrower’s credit report, obtained from Experian, Equifax, Trans Union, and Fair, Isaac and Co (FICO). MOST of these loans come from Nationally chartered financial institutions.

We charge ABSOLUTELY NO up front fees. Not ONE DIME.

We do not pull borrower’s credit – we review their credit report through a credit monitoring service, which has NO effect on their credit score.

Credit is pulled JUST before funding a loan borrower has approved.

There is no obligation to accept any loan we offer, and absolutely no risk whatsoever.

REQUIREMENTS
Minimum 650 credit scores on all three bureaus – we couldn’t help if your scores are lower.
no more than 8 inquiries in the last 6 months
low credit utilization
bankruptcy must be 2 years old

DOCUMENTS REQUIRED
2 most recent pay stubs
a voided check / direct deposit form
a utility bill under your name
valid ID (front and back)
Social Security Card (front and back)

Up to $400k depending on your documented income and credit standing. This will not come from a single lender.

If you get us all documents in a day, we’ll get offers the following day. Lenders can be slow sometimes, we’ve seen some get funded for a week and some for 4-6 weeks

Rates will vary from 7 – 16%, payment terms from 5 – 7 years in most cases, and there will always be a one time 15% funding fee, payable once the loan (s) is funded. If you are requesting more than 1 funding and you use the same lender for the 1st funding, this fee will not be charged the 2nd time going forward.

Example: 100K loan, your loan will be $115K to cover the fees
There is NO hard credit pull until time of funding. Never an upfront fee.
There is no risk – borrowers can see what’s available to them and then decline if they wish. There are also lender funding fees which can be a few pts sometimes as well – that varies.
 
If borrowers can make MONEY with this money, there is NO better way to access cash, unsecured, quickly, and sensibly priced, than these loans.